SecureSMSPay: Secure SMS mobile payment model

Hany Harb, Hassan Farahat, Mohamed Ezz

Research output: Chapter in Book/Report/Conference proceedingConference contributionpeer-review

29 Scopus citations

Abstract

In this paper, we introduce a secure Mobile Payment model suitable for macro transactions that compromise cost, simplicity, security, and performance of transaction, with minimum number of cryptography key usages, and less encryption/decryption operations compared to other models. This model can use symmetric and asymmetric cryptography without the need of trusted 3rd parties or even PKI complexity. It is based on SMS as a transport channel which provides the capability to send transactions to payer not to payee; as usually done in most current payment transaction models. The payer receives a secured SMS message (invoice) waiting his/her confirmation (yes/no). Each entity in the payment system payer/payee trusts only his/her bank respectively, so the transaction will always go through trusted nodes. The payer/payee can also use any bank payment instrument (Credit Card, Debit Card, or even Current Account) without revealing confidential data during the payment. This model can be applied on any payment application e.g. e-check, money transfer, e-commerce, and even normal EFTPOS transactions with leverage infrastructure supporting the above mentioned payment applications.

Original languageEnglish
Title of host publication2nd International Conference on Anti-counterfeiting, Security and Identification, ASID 2008
Pages11-17
Number of pages7
DOIs
StatePublished - 2008
Externally publishedYes
Event2nd International Conference on Anti-counterfeiting, Security and Identification, ASID 2008 - Guiyang, China
Duration: 20 Aug 200823 Aug 2008

Publication series

Name2nd International Conference on Anti-counterfeiting, Security and Identification, ASID 2008

Conference

Conference2nd International Conference on Anti-counterfeiting, Security and Identification, ASID 2008
Country/TerritoryChina
CityGuiyang
Period20/08/0823/08/08

Keywords

  • Mobile payment
  • Security
  • SMS

Fingerprint

Dive into the research topics of 'SecureSMSPay: Secure SMS mobile payment model'. Together they form a unique fingerprint.

Cite this